Prime Mover Finance. Easy Truck Financing with Realloans.

Truck Finance options for both new and old Australian Businesses and sole traders.

Whether you are after a used or new Prime Mover truck, our flexible low doc or full doc funding options available for financing.

Wherever you are in Australia, Whether you are a property owner or not, get your Prime Mover truck loan now. team of experts will work with you to ensure a quick, smooth, hassle-free experience with a vehicle finance solution that is tailored to your specific requirements.

Apply of Prime Mover Finance

Truck Finance in Australia

Minimum required for Financing a Prime Mover

  • Have a GST registered ABN/ACN
  • Home owner, 20% deposit or work letter
  • Good credit History or Paid defaults

Recent Deal

Scenario – Client was planning to buy a used prime mover for $245k from dealer and was looking for low doc option. Client ABN was more than 10 years old and GST registered, property backed and had good credit history.

Result – We were able to find a lender that offer low doc loan for used prime mover with no deposit. Client’s loan was approved within 24 hours and settled in 3 day.

Prime mover Finance options

  • Commercial Hire Purchase is an option wherein your financier agrees to buy the truck for the business. Your company hires the truck for a specified period of time under a fixed repayment plan.
  • Chattel mortgage gives the business owner or operator ownership of the truck with immediate financing. The lender provides the loan facility for any truck needed for business use.
  • Truck lease options can benefit businesses that prefer off balance sheet funding. The business is not the owner of the truck so it will not be included in your balance sheet, nor will there be contingent liability.
  • Truck loan refinancing is available for truck owners who wish to refinance. If you have been denied by another lender, it does not automatically mean you are not qualified or that you cannot look at refinancing for your truck.
  • Sales/hire back can be in the form of commercial hire purchase, lease or chattel mortgage and is determined once you have purchased the truck you want financed.

Truck Finance FAQs

Can I get finance for Prime Mover if my business is new?

Yes you can get finance even if your business in new. Most financiers require a 20% deposit, however we offer “no deposit truck finance” options for both new and existing businesses.

Whats are the minimum requirement for low doc Prime Mover truck finance in Australia?

Applicant i.e sole trader, partnership, company or trust, need to have ABN that is 2 years old and GST registered.
New or old prime mover has to be purchased through dealer.
Loan amount is under 3oo,oo0

What is the best truck financing rates in Australia?

The interest rate for truck finance depends upon applicant’s
Credit history
Type of loan (full doc or low doc)
Condition of the truck( new or used)
Buying from a Licensed dealer or private vender

Can I get truck finance with no deposit?

Yes you can get finance for truck with no or 0 deposit. If you are not property owner you might have to pay up to 20% deposit.
But we have No deposit Available options as well.

Can I get finance for used or 2nd hand Prime mover in Australia?

At Realloans we provide finance for new and used truck purchased from licensed dealer or private seller.

What are the popular primer Mover brands that finance?

We do finance for all type of truck no matter which brand. Prime Mover truck financing for Caterpillar, DAF, Ford, Freightliner, Fuso, Hino, Hyundai, International, Isuzu, Iveco, Kenworth, Mack, MAN, Nissan, Mercedes Benz, Peterbilt, Scania, Sinotruk, Sterling, UD, Volvo, Western Star and White.
We have financed Freightliner Argosy, Mack Metroliner, Kenworth, Mercedes-Benz Actros, Volvo FM12, Western star 490, Hino, Iveco Euro Cargo, Isuzu Giga Series and Scania R Series.

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