Commercial SMSF Loans
SMSF loans are specialised loan products that allow self-managed superannuation funds (SMSFs) to borrow money for investment purposes.
SMSF loans are designed to help SMSF trustees borrow money to acquire investment properties they may not be able to afford outright using their SMSF funds.
Whether you’re considering a residential or commercial property purchase through SMSF, Contact Realloans Australia for SMSF loans.
Why use Realloans Australia for Commercial Property SMSF Loans
Using a mortgage broker for an SMSF loan can be highly beneficial due to the complex nature of these financial products. Commercial SMSF loans are more intricate than standard mortgages, with strict regulations and requirements that can be challenging to navigate without specialised knowledge.
A broker experienced in SMSF lending can provide valuable expertise, guiding you through the complex application process and ensuring compliance with ATO regulations.
Loan features
- Repayment: Principal and Interest / Interest only (maximum 75%)
- Security type: Commercial (New or existing property)
- Maximum loan term: 30 years
- Maximum LVR: 75% Commercial
- Maximum loan amount: Up to 5 mil for commercial security
- Easy refinance solution Yes, Clean credit, minimum 12 month loan satisfactory history
- Commercial: Investment or OO
- Offset account: Yes (higher rate applies)
SMSF Interest Rates
| LVR | Interest Rates for Commercial Property |
|---|---|
| ≤ 70% | 7.74% |
| LVR > 70% to ≤ 75% | 8.14% |