Rent to Buy

Whether you’re seeking to buy first business equipment, car, truck or other asset, but got rechecked by big banks for having not so good credit history, rent to buy loan can be option you are looking for.

At Realloans Australia, we’re committed to helping sole traders, businesses, partnerships and trusts to continue to grow. With access to a good list of lenders that offer rent to own loan, we can help you with you or business buy that next car, machine or equipment.

Rent to buy for cars, trucks and other business equipment

Rent to Buy Features

  • Loan amount from 10,000 to 5,000,000
  • Loan term from 1 to 5 years
  • Funding in 24 hours*
  • No hidden fees or charges

Rent to Own Requirements

  1. Start up or Established Business
  2. Active ABN or ACN with GST registered
  3. 6 months bank statement and/or Work Letter
  4. Identification such as your driver licence or passport

What is a Rent to buy loan?

Rent To Buy is the leading alternative to commercial vehicle financing for people with bad credit scores. Rent-to-Own is a fast and affordable alternative to financing if you are unable to access traditional truck finance options.

Your lender will purchase a asset and then rent it back to you, as per a signed agreement for a set period of time.

What assets can I buy with Rent to Buy?

You can you buy a range of commercial asset across a range of industry sectors, here’s a brief list of the types of assets we can help you with:

  • Sedans, SUVs and Vans
  • Utes, 4WDs and Small Trucks (Up to 4.5t, car License) 
  • Medium to Large Trucks (12.0t GVM to 30.0t GVM) 
  • Prime Movers (most makes considered) 
  • Trailers (most trailers considered) 
  • Small to Medium Size Earthmoving Equipment (1.0t to 15.0t) 
  • Large Earthmoving Equipment (> 15.0t) (considered only upon request) 
  • Boom lift / Cherry Pickers 
  • Agriculture Equipment 

How do I apply for a rent to buy loan?

To apply for a business loan, simply start an application online, provide the identity, income documents and bank statement. We will let you know the outcome of your business loan application.

What Customer say about us

Navjot Singh
Navjot Singh
Sukh was excellent he helped me get across the line with finance for a new peace of equipment for my business. The outcome was great and we are glad we went through with Realloans. Thanks a lot Sikh for helping me out.
manveer mann
manveer mann
This is the second time that I had experience getting loan with Realloans. Sukhjeet knows the market very well and got me the best loan deal that I can think of. I couldn’t thank Real loan enough for getting loan for my property at such short notice and getting the best deal in the market at such low interest rates. Thanks a lot Sukhjeet. Looking forward to doing more business with you in near future.
Jagdeep Boparai
Jagdeep Boparai
Loan process was easy and transparent. Sukh is very supportive. Will definitely recommend.
Jaspal Jassar
Jaspal Jassar
Realloans team was great at helping me with business financing options, Sukh was proactive and worked quickly. The customer service was outstanding and the solutions plus follow-up were fantastic. I would recommend Realloans to anyone looking for business lending. I will be in touch again if I require financing again in the future.
jasmeet kaur
jasmeet kaur
Sukh was totally professional and settled the finance on our car quickly and efficiently. He was very communicative and the process was easy to understand. Excellent service. Would recommend Realloans Australia and especially Sukh for providing honest and timely service. Thank you!
kanwardeep singh
kanwardeep singh
It was an effortless process with Real Loans Australia. Mr Sukh listened , offered suggestions and kept us informed of every step of the home loan process Much easier then going to bank
Have used Sukh for buying my first home and now for buying a new car. A True Professional. Thanks.
kumar varinder
kumar varinder
One of the best broker ever. Very reliable. I had zero docs for car loan, they did everything for my loan on their own no burden at all. They are very professional.

Rent to Own Scenario

Client is in transport and logistics business, they are in urgent need for a prime mover as their old prime mover is no good to interstate. But due to client low credit, the major bank won’t do the finance. They are renting a Kenworth for time being and paying over 3500 rent per week. We were able to able to secure rent to own for the client to buy a 2018 Volvo prime mover with 10% deposit and work cover letter.

Rent to Own with Realloans

Expert Brokers

We have one of the best finance brokers that provide every customer a personalised service depending on their individual needs.

45+ Lenders

With a good list of lenders available, RealLoans Brokers will provide you with the loan option that is best suited for you.

Easy Loan Approval

From first contact to settlement, Realloans broker will guide you throughout your loan process and ensure you have a quick easy loan approval.


What asset can I buy with rent to own?

Business can buy car, Utes, 4wds, trucks, prime mover, trailer, earthmoving equipment, cvc machines, agriculture equipment and more.

How long does it take to get a rent to buy?

It takes from 4 hours to 48 hours to get a rent to buy finance with Realloans Australia.

Can I get a rent to buy loan with bad credit?

Rent to buy is a perfect solution for client with startups, client with low deposit, bad credit or those who are after simple solution with weekly payment.

Do you provide rent to buy loans to Start-ups and what document do i need?

If you’re yet to start your business or recently started you business, we need the following documents: ABN with GST registered, Asset, Work Cover Letter, Identification documents such as your driver licence or passport.

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