Private Loans in Australia

Looking for a private loan for urgent settlements, business loan for Investment purposes or development/construction finance, At Realloans Australia, we offer private loans that are tailored to your needs and come with competitive rates with loans from $150,000 to $50,000,000. 

Realloans Australia is Australia’s top rated finance firm that offer secured private lending service. With a good list of private lenders that offer private lending with loan term from 3 months to 3 years.

Applying online is quick and easy, and you can receive your funds in no time.

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Private Loans Australia

Private Loan Features

  • Loan amount from $150,000 to $200,000,000
  • Loan term up to 3 years
  • Internet Capitalised or Paid monthly
  • Weekly, fortnightly, or monthly repayment frequency
  • Same day approval

Private Funding for

  • Development finance
  • Business bridging loan
  • Refinance / cash-out
  • Caveat / second mortgage
  • Cross-collateralisation
  • Mezzanine loans
  • Notice to complete loans
  • Call option finance
  • Receivership finance
  • Trade finance
  • Tax debt loan
  • Wind-up notice

What is Private Loan?

A private loan is a loan provided by an individual or non-bank lender, rather than a traditional bank.

Loans form Private lenders often are straight forward with faster approval processes compared to banks, making them appealing if you need funds quickly.

The lender can be an individual investor, a private company, or a group of investors who pool their funds together to lend money.

Private lending transactions are typically based on a negotiated agreement between the lender and the borrower, including the loan amount, interest rate, repayment terms, and security or collateral.

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What can the Private Loan be used for in Melbourne?

A short term private loan is secured against your existing property for urgent property settlements (residential, commercial or industrial), Cash out or equity release for investment and business purposes, share purchases, business cash flow, debt consolidation.

A lot of individual or business opt for private loan with no documents for development finance, buy a business, renovations or incomplete construction, land banking and residual stock.

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Private Loan for Melbourne Business

At Realloans Australia, We are your go-to specialists for all your short-term lending needs in Melbourne including term loans, 1stĀ and 2ndĀ mortgages and bridging finance. Short-term private loans work when they address an immediate need, or fulfill an unexpected opportunity, to include

  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Buy business equipment
  • Growing a business when capital is required upfront (ie. For staff, marketing, an office fit-out, or IT infrastructure)
Private loan for business

Private lender Loan for cash flow

  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from a lender
  • Pre-insolvency issues / release from administration and turnaround
  • Creditor payments, release of equity or debt refinancing
  • Seasonal trends (such as extra staff in a holiday period)
  • Business emergencies, such as equipment breakdown
Private lending forCommercial Property

Private Finance for Property

  • Residential Private mortgage
  • Private Loan for commercial property
  • Private Land Banking finance
  • Residual Stock Finance Melbourne
  • Private Construction Loan
  • Private Rural Property Finance
  • Private finance for Farming land
  • Private Loan Refinance
  • Industrial Property
  • Warehouse

How to apply for a private loan Melbourne?

Private lending with Realloans Australia is quick and simple.

  1. Fact find form

    To apply complete fill application Form

  2. Get you loan quote

    We will within 24 hours provide you with 3 loan options that suits you requirement will all fees, rates and repayments.

  3. Select the lender

    Let us find a positive reviewed private lender that meet your requirements. we will take care of the finance process from application to settlement on your behalf.

  4. Approval and settlement

    Once approved, settlement is usually instant or within a few hours. The loan contract is electronically signed and loan will be disbursed ASAP.

Private Loan with Realloans

Private Lending Experts

We are Australia’s top rated and reviewed private lending brokers that provide every customer a personalised service depending on their individual needs.

25+ Lenders

With a good list of ASIC licence private lenders, Realloans brokers will provide you with the private loan option that is best suited for you at best possible interest rates.

Easy Loan Approval

From first contact to settlement, Realloans private loan broker will guide you throughout your loan process and ensure you have a quick easy loan approval.

Australia wide Private Lending

  • VIC
  • NSW
  • QLD
  • SA
  • WA
  • TAS


Mornington Peninsula

Yarra Valley



New Castle




Gold Coast





Mount Gambier

Mount Barker







Mount Gambier

Mount Barker

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