Self Employed Home Loans Melbourne

Home Loans for Melbourne Self Employed

Are you a self employed living in Melbourne, looking for a loan for your first home or refinancing your existing home loan? 

Look no further! RealLoans Mortgage brokers are here to assist you with any loan requirement.

We specialise in self employed home loans be it first home loan or investment property loan in Melbourne, VIC, Australia.

Why Realloans for Self employed Loans

Talk to an expert broker

We have one of the best self employed home loan brokers in Melbourne that provide every customer a personalised service depending on their individual needs.

30+ Lenders

With many lenders available, RealLoans Melbourne finance Brokers will provide you with the loan option that is best suited for you.

Easy Loan Approval

Mortgage Broker at RealLoans will guide you throughout your loan process and ensure you have a quick easy loan approval. 

Self Employed Loan settlement

We will ensure that your loan application process is smooth and we will keep you informed throughout the process until the settlement. 

Home Loan Requirements for Self Employed

Self employed loan with full doc in Melbourne

  • Must be trading for a minimum  of 2 years as Sole trader, company director, partnership & subcontractor
  • Provide 2 most recent tax returns along with notice of assessment
  • If director of a company then last 2 years company tax returns are also required
  • Last 2 years financials – balance sheet, profit and loss statements

Self employed loan with low doc in Melbourne

  • Must be trading for a minimum  of 2 year as Sole trader, company director, partnership & subcontractor
  • Self declaration and Account Letter or 2 quarter BAS

Lenders for Self Employed Home Loan

RealLoans have access to list of lenders that offer range of home loan products for Melbourne self employed which includes variable interest rate home loans, fixed interest rate home loan, interest only loan, Principal and interest loan with features like offset account or extra repayment.

Home Loans lenders for self employed

Let our Melbourne Based self employed home loan broker get you your right loan.

Newly built home in Australia

First Home Buyer Home Loans

It can be very stressful and a daunting task when looking to buy or build your first home. Most self employed first home buyer are not aware of the requirements of home loan and find it traumatic and frightening as it is their first time. We at RealLoans will ensure that it is not such a journey for you. We will support you throughout while assisting with the preparation of the documentation required for the mortgage. As a self employed First home buyers may be eligible for First Homeowner Grant (FHOG) and stamp duty exemption. However, this depends on the location where you are buying or building the first home in Australia.

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Residential property home Loans

Investor Property Home Loans

An investment property is a property where you invest money to make a profit either by renting it out or selling it in future. Loans on investment properties are generally stricter regarding the documentation that is required for loan approval.

They may also be set at a higher interest rates and require large amount of initial deposit. So, applying for investor home loan is a complex process as compared to other home loans.

Our Mortgage brokers are experienced professionals. They will make sure that you are granted the most suitable loan for your investment property promptly.

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New home under construction

Construction Home Loan for Self Employed

Contrustion loan is different from other home loans. Construction loan finances the borrowers while they build their dream house from a vacant lot. At a lot of lenders does not give construction loan to self employed. As construction loan differs from other loan, the mortgage process can be tricky. Our Mortgage brokers at RealLoans can assist self employed customers with your application and find the best construction loan.

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Refinancing Home Loan

Are you looking to change your home loan? need a better internet rate? Current lender charging high interest rate or need to release equity to renovate or to get an investment property. Whatever may be the reason for home loan refinance, RealLoans home loan experts are here to help you with the refinancing.

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Home Loan Pre-approvals

Are you thinking of buying or building your first home or next, Pre-approval can be a good thing, as you can know roughly how much you can borrow and plan accordingly.

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