Refinance your VIC home loan with RealLoans
Thinking of refinancing you home loan or investment property, Let the team of expert Victorian mortgage brokers from RealLoans Australia he you achieve you goal. Whether changing your home loan from fixed to variable interest rate or want to use equity of your property, whatever the reason is, Contact RealLoans now for your home loan refinancing needs in Australia.
Home Loan Refinancing Victoria
Are you looking to refinance your existing home loan in Victoria, Australia? There are many benefits of refinancing.
It can help you reduce your interest rate to then reduce the amount of mortgage. This may help with reducing the loan term and monthly payments. This depends on the deals that are available depending on individual circumstances.
Refinancing is also beneficial if you want to access your equity. You can use the money towards paying your loan early, for home renovations, for more investments or for whatever you desire.
You could also refinance if you are looking to consolidate other expenses such as credit card debt, car loans into one monthly payment.
Refinancing can be as tricky and complicated as applying for a new loan. Every person has their own individual needs and available sources. So, the process of refinancing involves looking around for best options and for what is available. It can be very daunting as one fears for rejection and that being in their file affecting future applications.
We at RealLoans Australia will make sure that does not happen to you. We do all the hard work, explore the options and present you with most suitable for your needs. We prepare all the documentation for you, so you don’t need to stress.
Give us a call or send an enquiry through our online page for a free consultation and evaluation.
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Expert broker at your service
Talk to an expert broker
We have one of the best home loan brokers that provide every customer a personalised service depending on their individual needs.
30+ Lenders
With many lenders available, RealLoans Mortgage Brokers will provide you with the loan option that is best suited for you.
Easy Loan Approval
Mortgage Broker at RealLoans will guide you throughout your loan process and ensure you have a quick easy loan approval.
Loan settlement
We will ensure that your loan application process is smooth and we will keep you informed throughout the process until the settlement.
Lenders for Home Loan Refinance
Real Loans have a good list of lender that offer range of home loan products which includes variable interest rate home loans, fixed interest rate home loan, interest only loan, Principal and interest loan with features like offset account.
Let our expert broker get you your right home loan.
Home Loan Refinance FAQs
Home loan refinance is an option for you to get a new loan for home for the of getting better interest rate, access the equity from your home or to consolidate you debt. Depending upon your individual circumstances refinance your home loan is be a good option for you.
There is no exact time frame when you can refinancing your home loan in Australia. You need know your purpose of refinance of your home loan, it is to get better rate, release equity or consolidate debt. You can refinance you home loan whenever you like, but you need to ask this, does refinancing solve your problem or does give you the result you are looking for.
There are number of fees to keep in mind when refinance your home loan. Termination fee (fee to be paid to current lender for termination home loan before certain time period), Application fee (may be charged by your new home loan lender), Switching fee (paid when you choose to move to different home loan product of your current lender) or break fee (which is charged by current lender with whom you have a fixed interest rate home loan and when you move to new lender home before the term of your current fixed rate is complete, you have to pay a fee to your previous lender to break the fixed rate home loan .