One year tax return home loan

Are you a self-employed individual or recently started their own business and is looking for home loan with one year tax returns, we have lenders that offer home loans based on just one year of tax returns.

Do you strong recent financial year but lack the traditional two years of tax documentation typically required by most lenders. 

Whether you’re considering a buying your first home or refinancing existing home loan or need construction loan with 1 years tax returns, Contact Realloans Australia.

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home loan with One year tax return

Why use Realloans Broker

Realloans Australia specialises in self-employed and low doc loans. As a mortgage brokering company, we can help you navigate the limited lender options for one year tax return loans and find the most suitable product for your situation.

Benefits of One Year Tax Return Loans

Using only the most recent year’s tax return can have advantages:

  • Simplified credit assessment process
  • Ability to use the most recent year’s income rather than a two-year average, which may be higher
  • Helpful for those who had a bad year previously or recently started their business

Which Lenders offer One Year Tax Return Loans

We have access a good number of lenders which includes banks, Credit Unions and non bank lenders that offer home loans with one year tax return.

At Realloans Australia, we offer self-employed borrower or individual with unusual income and does not have 2 years tax returns. A one year tax return can be used to get a home loan to buy first home or next investment residential or commercial property or refinance a low doc loan to full doc. Send us an enquiry, one of our broker will contact you.