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Earthmoving Equipment Finance Australia

If you’re in the construction industry in Australia, chances are you know how important earthmoving equipment is for your business.

From bulldozers and excavators to graders and backhoes, these machines are essential for moving dirt, grading land, and completing a variety of other tasks on construction sites.

However, purchasing earthmoving equipment can be costly, which is why many companies turn to earthmoving equipment finance options.

Whatever your business needs are, whether its excavator or dozer, Contact Realloans for all your Earthmoving equipment finance needs.

Earthmoving Equipment Finance Australia

Why Realloans for Earthmoving Equipment Financing

Competitive Interest Rates

With over 30 lenders available, RealLoans access your individual situation, find the best lender and provide you with equipment finance option that is most suited for you.

We finance for a used or new equipment purchase from a dealer or by private sale. Loans terms with 1 to 7 years at low cost interest rate.

Talk to an Equipment Loan Specialist

Realloans’s independent equipment finance brokers are the best in Australia that provide every customer a personalised service depending on their individual needs. We provide equipment financing at very competitive rate.

Easy Loan Process 

With quick and easy equipment finance approval process mostly within 24 hours, Realloans equipment finance specialist will guide you throughout your loan application process. To you have a quick easy finance approval fill our online form or call us. 

Eligibility for Earthmoving Equipment Finance

     If you are

  1. Aged 18 years or over
  2. Eligible to work in Australia
  3. An individual, sole trader, sole owner of your company or someone authorised to apply for finance and credit for a business
  4. Financing equipment that will be used by a business purposes.

And your Earthmoving business has:

  1. An ABN. Finance options for Startups and new business
  2. A good credit rating for better rates.

Fees and Interest rates

With Competitive fixed interest rates and repayments for the term of the loans.

Balloon Payment option is available.

Let our Earthmoving Equipment finance broker get you right loan.

What types of earthmoving equipment Realloans finance in Australia

Realloans Australia offers earthmoving equipment finance for a variety of types of equipment in Australia. These include:

  1. Bulldozers – Realloans Australia can help businesses finance the purchase of bulldozers, whether looking to buy a small, medium, large or wheeled dozer.
  2. Excavators – If your business needs an excavator, whether it mini, small, medium, large or wheeled, Realloans Australia can provide financing options.
  3. Backhoes – Realloans also offers financing for backhoes, Backhoe Loaders provide superior digging, trenching, back-filling and material handling capability and can be used for many applications, including but not limited to General Construction, Demolitions and Excavations, Landscaping, Breaking Asphalt and Paving.
  4. Loaders – If your business requires a loader to scoop up and move materials may it be compact wheel loader or small, medium and large wheel loader, Realloans Australia can help with financing.
  5. Graders – Realloans can provide financing for graders, which are used to level and smooth out dirt or other surfaces.
  6. Dump trucks – Realloans offers financing for dump trucks, which are essential for transporting and dumping large amounts of materials.
  7. Compactors – Realloans can also finance the purchase of compactors, specialized machines used to compact dirt or other materials in order to create a solid foundation for construction projects.

Whether you need a single piece of equipment or a fleet of vehicles, Realloans can provide financing options to help your business succeed. Contact us today to learn more about our earthmoving equipment finance options in Australia.

Equipment Finance FAQ

What is Earthmoving Equipment Finance?

Earthmoving equipment finance is a type of financing that allows businesses to purchase the heavy machinery and equipment they need to operate, without having to pay the full cost upfront. Instead, the lender provides the funds for the purchase, and the business pays back the loan over time, with interest.

What are the different types of earthmoving equipment financing available to businesses in Australia.

There are several types of earthmoving equipment financing available to businesses in Australia. These include Chattel mortgage, Leasing, Hire purchase and Business loan.

What are the interest rates for earthmoving equipment finance in Australia?

Interest rates for earthmoving equipment finance in Australia can vary depending on the lender, the terms of the loan, Personal and company credit score, how old is the ABN, New or used Equipment.

Can I finance earthmoving equipment with bad credit in Australia?

Yes, some lenders in Australia offer financing options for businesses with bad credit. Contact Realloans Australia, we have access to number of lenders that offers earthmoving equipment finance for businesses with bad credit.

Find out more

What is residual amount?

A residual amount is the lump sum due in addition to the final repayment. Your residual amount is part of the remaining balance due at the end of your loan term. It’s based on fixed percentages set by the Australian Tax Office (ATO) to work out the value of your car or equipment at the end of your loan.

What is maximum loan term?

Depending on the repayment amount and the amount you borrow, loan terms generally range from 1-7 years.  ​
If you’re purchasing a used or second-hand vehicle – the loan term may be shorter depending on the age of the vehicle. ​Remember, the longer the loan term – the more interest you will pay. ​

Is there a minimum loan amount?

Yes, the minimum loan amount is $15,000.

Which lender dou you work with?

We work with a wide range of commercial lenders to suit all needs including Macquarie, Pepper, Westpac and Metro Finance just to name a few.

What is the process for applying for earthmoving equipment finance in Australia?

To apply for earthmoving equipment finance in Australia, you can either go direct to lender or let a Realloans equipment finance broker find a lender for you. You typically provide your personal and business information (such as asset and liabilities, ABN and so), as well as details about the equipment you need to finance.
We will then find a lender and submit the application on your behalf. The lender will review your application and, if approved, will provide you with the terms and conditions of the loan.

Do Realloans Australia offer low doc earthmoving equipment finance with zero deposit?

Realloans Australia have access to lenders that offers earthmoving equipment finance with no deposit or zero down payment options. We understand that many businesses may not have the upfront capital to make a large down payment on equipment, we offer financing options that don’t require a deposit.
If you are in need of earthmoving equipment for your business in Australia and are considering financing with no deposit or zero down payment, contact Realloans Australia to learn more about your options.

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