Equipment Finance Australia
Whether you’re looking to expand a business, upgrade old assets, or start something new, having access to modern and reliable equipment is essential. However, purchasing machinery or specialised tools can sometimes drain your cash flow.
Equipment finance loans can help!
At Realloans Australia, we provide flexible equipment finance solutions for your business across Australia. Our professional equipment finance brokers work with you to quickly capture competitive rates and get approval, even if you have a bad credit equipment finance history.
Overview
What is Equipment Finance?
Equipment Finance is a type of business loan that helps businesses buy, lease, or improve critical equipment or tools with little or no money down. Rather than tying up your working capital all at once, you’re able to pay for the equipment over the life of the asset while generating revenue during that time.
It is common in various industries, including construction, healthcare, hospitality, manufacturing, and agriculture.
At Realloans Australia, our brokers will tailor the loan terms (i.e., loan period & repayments) based on your business cash flow, asset life, and budget so that your business runs smoothly without the financial strain of purchasing new equipment upfront.
Our business loan brokers Melbourne can assist startups, small to medium businesses (SMEs), and already established businesses, even with limited or no documentation, and even if you have had credit issues in the past.
Eligibility
Eligibility for Equipment Finance
Realloans Australia makes it easy to get your equipment finance approval. We look at every application on a case-by-case basis, but you are likely to need:
- An active ABN (Australian Business Number)
- Business financial statements (for low doc loans, you may be able to provide bank statements in lieu of financials)
- Identification and proof of business ownership
- Quote or invoice for the equipment
- Reasonable credit history (however, we can help with bad credit equipment finance Australia)
Fees and rates
Fees and Interest Rates
The rates of interest you can receive for equipment finance loans in Australia may vary based on your credit profile, the loan amount, the equipment you are purchasing, and the repayment period. Commercial loan interest rates typically range from 6% p.a. to 12% p.a., and at Realloans Australia, we will seek to obtain competitive rates.
We have multiple lenders that we compare offers from to ensure that we have:
In the end, our equipment finance brokers will negotiate on your behalf so that you can get back to managing your business, and we can take care of the numbers.
- Transparent fees and charges
- No hidden costs
- Flexible repayment terms
- Fixed or variable rates
What we finance
Types of Equipment We Finance
We offer full-service equipment finance products across a range of industries in Australia. It doesn’t matter if it is in construction, hospitality, healthcare, or manufacturing, we have the custom solutions that can help in line with your goals.
- Crane Finance
- Drilling & Boring Finance
- Earthmoving Equipment Finance
- Quarry Equipment Finance
- Road Making Equipment Finance
- Waste & Recycling Equipment Loan
- Access Equipment & Forklift Finance
- Veterinary Equipment Finance
- Catering & Food Equipment Loans
- Commercial Laundry Equipment Financing
- Forestry Equipment Financing
- Mining Equipment Finance
- Rail Equipment Loan
- Tree Care Machinery Finance
- Engineering Equipment Financing
- Packaging Equipment Finance
- Plastic Moulding Equipment
- Printing Equipment Finance
- Sheetmetal Equipment Finance
- Woodworking Equipment Finance
- Dental Equipment Finance
- Gym Equipment Finance
- Medical Equipment Finance
- Salon & Beauty Equipment Finance
Why Realloans
Why Realloans Australia for Equipment Financing
Realloans Australia is not a regular broker; we are your caring finance partner. Here’s why businesses all over Australia trust us for their equipment finance loans:
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Equipment Finance Experts.
Our equipment finance brokers have a thorough understanding of lender policy, allowing us to get fast approvals and a great rate.
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Custom Loan Solutions.
From earthmoving equipment finance Australia to salon or medical equipment, we structure loans that are specific to your business type and cash flow.
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Inclusive of all Credit Profiles.
Whether you have excellent credit or want bad credit, we can help you find a lender.
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Extensive Lender Network.
Working with banks, private lenders, and business loan brokers in Melbourne, we can take a deal no one else can get.
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Clear Process.
Clear communication, ethical advice, and no surprises, our commitment to our clients.
Ready to Avail the Loan?
Get the equipment your business deserves without the financial hassle.Whether you’re looking for machinery finance brokers to help with construction gear or finance loans for your healthcare setup, Real Loans Australia is here to make it simple.
Call us today or fill out our online application to discuss your requirements with our expert equipment finance brokers.
Let’s power your business growth with the right financing, Realloans Australia: Your Partner in Progress.