Industrial Property Loans
Industrial property loans are a type of commercial real estate financing specifically designed for purchasing, constructing, or refinancing industrial properties.
When choosing an industrial property loan, it’s important to consider factors such as interest rates, fees, loan terms, and repayment flexibility. Working with a broker can help secure the most suitable loan for your specific needs.
Why use Realloans Australia
Expert Commercial Loan Brokers
Realloans Australia have most experienced commercial loan broker, that specialises in low doc loans.
15+ Commercial Lenders
With a good list of lenders available, Realloans Brokers will provide you with the best low doc loan option that is best suited for you.
Easy Loan Approval
From first contact to settlement, Realloans broker will guide you throughout your loan process and help you have a quick easy loan approval.
Industrial Property Loan Features
The key features of industrial property loans in Australia are
- Loan Purpose – Purchasing industrial freehold property, Refinancing existing industrial property loans and Construction of industrial Property
- Loan Term – Usually the loan term is up to 25 years with some lender offering to 30 years without annual reviews
- Loan-to-Value Ratio (LVR) – Up to 85% LVR for stand-alone security using industrial property. LVR can increase to 100% with a guarantor or residential security
- Interest rates and Types – Variable or fixed rate options available. Principal and interest or interest-only repayment types (interest-only usually limited to 5 years)
Industrial loans LVR
Lenders usually require a larger deposit for industrial properties compared to residential loans. Industrial property loans can vary in terms of loan-to-value ratio (LVR), with options ranging from 65% to 85% LVR depending on the lender and specific circumstances. Some lenders may offer up to 100% LVR with additional security or guarantors.
Industrial property loans can have varying LVRs:
- Up to 85% LVR for stand-alone security using industrial property
- Some lenders offer up to 80% LVR without additional security
- LVR can increase to 100% with a guarantor or residential security
Industrial Property Finance interest rates
The interest rate for a low doc commercial property loan will depend on the size of your deposit, the overall risk of your situation, and the documents that you can provide as alternate income evidence.
As a general rule, many low doc commercial loan lenders offer pricing dependent on the LVR. The lower the LVR, the lower the interest rate applicable.
Some lenders who specialises in low document commercial loans offer some very competitive interest rates as long as you have a large deposit (i.e. a low LVR).
Buying an investment property under personal name, company, trust or SMSF will also have different interest rate.
A few of our lenders offer fixed rates and interest-only periods up to 5 years with their low doc loans. The interest rate for Commercial Low Doc starts from 7.99 – 8.14% % at 60% LVR , around 8.54% for 75% LVR and 8.99% for 80% LVR for a non-specialised commercial real estate.
Realloans Commerical Lenders
We are accredited with a large range of lenders so we can provide a solution for your finance needs. We source and negotiate finance with the major banks, second their banks, non banks and private lenders.
Apply for a industrial property loan
At Realloans Australia, we have access to good list of commercial lender may it tier one banks, second tier banks, non banks and private lenders. We check the lender policies and compare it and present you with the best commercial finance options,