Unsecured Business Loans

Whether you’re seeking to invest in a business opportunity or cover unexpected expenses, an unsecured business loan can help. Get the financial flexibility to keep business running smoothly and moving forward.

At Realloans Australia, we’re committed to helping sole traders and small business with unsecured business loans. With access to a good list of lenders, we can help you with any type of business loan.

Unsecured Business Loans

Requirements for Unsecured Loan

  1. Minimum 6 Months in Business
  2. Active ABN or ACN
  3. Minimum $5,000 monthly revenue
  4. Bank Statement and/or Financial Statement
  5. Identification such as your driver licence or passport

Unsecured Loan Features

  • Loan amount from 5K to 500K
  • Loan term from 6 to 24 months
  • Funding in 2-4 hours*
  • No hidden fees or charges
  • Daily or weekly payments
  •  Customers with defaults or judgements 
  • Sole Traders, Private/Public Companies, Trusts and Partnerships

What is a Unsecured Business Loan?

A unsecured business loan is a type of financing that does not require collateral. That means that a SME have to put any of their assets, such as their home, vehicle or inventory, as security for the loan.

Unsecured business loans are typically used to fund the expansion of an existing business, hiring staff, marketing, ATO debt, the purchase of equipment or inventory, or to cover operating expenses.
Whether you are a sole trader, private/public Company, trust or partnership, looking to expand your business or need cash flow solutions, there is an unsecured business loan suitable for you.

How do I apply for a Unsecured business loan?

To apply for a business loan, simply start an application online, provide the identity, income documents and bank statement. We will let you know the outcome of your business loan application within hours.

How much can I borrow with a unsecured business loan?

The customer can borrow anything from 500 to 500,000.The amount you can borrow with an unsecured business loan in Australia will depend on the lender, your industry and your creditworthiness. The Business loan Lenders will consider factors such as your credit score, the size of your business, and your financial history when deciding how much to lend you.

Business Loan with Realloans

Expert Business Loan Brokers

We have one of the best business loan brokers that provide every customer a personalised service depending on their individual needs.

30+ Lenders

With a good list of lenders available, RealLoans Brokers will provide you with the business loan option that is best suited for you.

Easy Loan Approval

From first contact to settlement, Realloans broker will guide you throughout your loan process and ensure you have a quick easy loan approval.

Unsecured Business Loan FAQs

What can I use a unsecured business loan for?

A business loan may suit your business if you need funding for a business acquisition, start-up costs, pay ATO debt, marketing, capital investment, property acquisition or development, holding additional inventory or pay bills and other expenses.

How long does it take to get a unsecured business loan?

It can as take from 2 hours to 48 hours to get an unsecured business loan with Realloans Australia.

What is secured versus unsecured lending?

A business loan can either be secured or unsecured. Secured business loans are guaranteed by an asset, such as a property, vehicle or inventory. On the other hand, an unsecured business loan does not require any security, hence, interest rates on unsecured loans are typically higher than that of a secured loan.

Can I get a unsecured business loan with bad credit in Australia?

It may be more difficult to get an unsecured business loan with bad credit, but it is not impossible. Some business loan lenders specialise in working with businesses that have less-than-perfect credit (defaults or judgements), but you may have to pay a higher interest rate.

Do you provide unsecured business loans to Start-ups and what document do i need?

If you’re yet to start your business or have recently started trading and don’t have 6 months of trading history, there are a few extra things you may need to provide, including: Cash-flow projections, Business plan, Business contract of sale and Lease agreement.

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