Secured Business Loans

Whether you’re seeking to invest in a business opportunity or enduring a challenging season, a small business loan can help. Get the financial flexibility to keep business running smoothly and moving forward.

At Realloans Australia, we’re committed to helping sole traders and small business with secured business loans. With access to a good list of lenders, we can help you with any type of business loan.

Secured Business Loans

Loan Requirements

  1. Minimum 6 Months in Business
  2. Active ABN or ACN
  3. Minimum $5,000 monthly revenue
  4. Financial Statement and/or Bank Statement
  5. Identification such as your driver licence or passport

Secured Loan Features

  • Loan amount from 5000 to 5,000,000
  • Loan term from 6 to 24 months
  • Funding in 24 hours*
  • No hidden fees or charges

What is a Secured Business Loan?

A business loan is a loan specifically intended for business purposes guaranteed by an asset, such as a property, vehicle or inventory. Secured business loans are typically used to fund the expansion of an existing business, the purchase of equipment or inventory, or to cover operating expenses.
Whether you are a business owner, looking to expand your business or need cash flow solutions, there is a business loan suitable for you.

How do I apply for a Secured business loan?

To apply for a business loan, simply start an application online, provide the identity, income documents and bank statement. We will let you know the outcome of your business loan application.

How much can I borrow with a business loan?

The amount you can borrow with a secured business loan in Australia will depend on the lender, types of business loan and your creditworthiness. Lenders will consider factors such as your credit score, the size of your business, and your financial history when deciding how much to lend you.

Business Loan with Realloans

Expert Business Loan Brokers

We have one of the best business loan brokers that provide every customer a personalised service depending on their individual needs.

30+ Lenders

With a good list of lenders available, RealLoans Brokers will provide you with the business loan option that is best suited for you.

Easy Loan Approval

From first contact to settlement, Realloans broker will guide you throughout your loan process and ensure you have a quick easy loan approval.

Secured Business Loan FAQs

What can I use a secured business loan for?

A business loan may suit your business if you need funding for a business acquisition, start-up costs, capital investment, property acquisition or development, or refinancing other lending.

How long does it take to get a secured business loan?

It takes from 2 hours to 48 hours to get a business loan with Realloans Australia.

What is secured versus unsecured lending?

Business loan can either be secured or unsecured. Secured business loans are guaranteed by an asset, such as a property, vehicle or inventory. On the other hand, an unsecured business loan does not require any security, hence, interest rates on unsecured loans are typically higher than that of a secured loan.

Can I get a secured business loan with bad credit in Australia?

It may be more difficult to get a secured business loan with bad credit, but it is not impossible. Some lenders specialize in working with businesses that have less-than-perfect credit, but you may have to pay a higher interest rate.

Do you provide secured business loans to Start-ups and what document do i need?

If you’re yet to start your business or have recently started trading and don’t have 12 months of trading history, there are a few extra things you may need to provide, including: Cash-flow projections, Business plan, Business contract of sale and Lease agreement.

Need a personal, car, home, business or commercial loan?